Equipment Financing

Financing Amount: $10,000-$5 Million

1-6 Year Terms

Funding in 2-5 Days

To Qualify:

• Companies with under 2 years time in business are capped at $50,000
• No minimum monthly gross sales
• Minimum 580 FICO Score is required to apply

Equipment breaks down at the worst possible time, and growth often means buying gear before the revenue to justify it has fully arrived. Equipment financing closes that gap by putting the asset to work now while you pay for it over a term that matches its useful life.

I structure equipment financing around the purchase itself — trucks, machinery, point-of-sale systems, kitchen equipment, medical devices, or shop tools. The equipment typically serves as its own collateral, which is why newer businesses and thinner credit files can often qualify here even when other financing options are out of reach. You keep your cash for payroll, inventory, and the day-to-day costs that keep the doors open, instead of tying it up in a single large purchase.

Everything starts with a straightforward online application you can complete anytime. I move quickly once you submit, because the piece of equipment you need is rarely something that can wait. If you are weighing a lease against a loan, or trying to figure out how a new purchase fits your current cash flow, I walk through the numbers with you so the payment schedule makes sense for how your business actually runs — not just for the sales pitch on the equipment itself.