SBA Loans

Financing Amount: $10,000-$5 Million

10 to 25 Year Terms

Funding in 30-45 Days

To Qualify:

• 2+ Years in Business
• $120,000 in annual gross sales
• Minimum 675+ FICO Score is required

SBA loans offer some of the most competitive rates and longest terms available to small businesses, backed by a government guarantee that gives lenders the confidence to extend better terms than they typically could on their own. The tradeoff is a more thorough process, which is exactly why having someone walk you through it matters.

I work with established businesses looking to expand, purchase real estate, refinance existing debt, or fund a major transition like a buyout or partnership change. Because the terms stretch out to 25 years, monthly payments stay manageable even on large amounts, which frees up cash flow for the rest of your operation while you invest in long-term growth.

The application takes longer than our other financing options, typically 30 to 45 days, so timing matters if you know a purchase or transition is coming. I help you get the documentation organized upfront so nothing stalls the process once it is underway, and I stay available throughout to answer questions and keep things moving toward funding.